Worried mortgages aren’t available right now? Discover 5%, 10% and no-deposit options still open to UK first-time buyers in 2026. With global uncertainty, are mortgages still available? Learn about 5%, 10% and co-ownership options for first-time buyers in the UK. Thinking of buying your first home? Mortgages are still available in 2026 — including low and no deposit options. Get clarity before you decide.

Paddy Rice

Published on: 25/03/2026

Worried mortgages aren’t available right now? Discover 5%, 10% and no-deposit options still open to UK first-time buyers in 2026. With global uncertainty, are mortgages still available? Learn about 5%, 10% and co-ownership options.